Part Time Job Or Frugal Living

With the cost of living rising, our finances are becoming pretty tight. Our outgoings are currently more than our income and obviously this can't continue. I am constantly going through our finances every month and was struggling to see how this is happening. 

 

If things carry on the way they are, I will be forced to get a part-time job, pay for childcare and give up home educating OR live a more frugal lifestyle. 

 

The average Part-Time wage in the UK is £112.20 per week, £486.20 per month, £5,834.40 per year. This is how much I need to save to continue living life the way my family and I want. 

 

I had to to go through absolutely every, takeaways, christmas, clothes, toilet roll, everything! I am completely shocked and ashamed to see just how much we spend on some things, (over £700 a year on tea & coffee!!). I have written a list of everything that can change, basically everything except rent, council tax, water & travelling. I am going to share this list with you, please no judging! I already feel bad enough as it is. 

 

Below is a table of everything I buy where I believe I can save money. I have included weekly spend, monthly spend and yearly spend along with what I aim to save per year and what I actually save per year. 

 

 

 

***** THE TABLE IS CURRENTLY NOT AVAILABLE TO VIEW ON MOBILE PHONES AND TABLES. I AM WORKING ON SORTING THIS ASAP *****

             Week            Month           Year           Yearly Aim         Actual Yearly

                                                                                                                                              Spend

Food

 

Clothes 

 

Shoes 

 

Toys, books, Dvd

 

Cleaning Products 

 

Laundry Detergent 

 

Tumble Dryer 

 

Washing Maching 

 

Nappies 

 

Wipes 

 

Home ware 

 

Take Aways 

 

Meals Out 

 

Tea & Coffee (In & Out) 

 

Days Out 

 

Christmas Presents 

 

Christmas Food 

 

Christmas Everything Else 

 

Birthday Presents 

 

Birthday Parties 

 

Gas 

 

Electricity 

 

Sky 

 

Holidays 

 

Toilet Roll 

 

Nights Out

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