We're that family...

With the cost of living rising, our finances are becoming pretty tight. Our outgoings are currently more than our income and obviously this can't continue. I am constantly going through our finances every month and was struggling to see how this is happening. 

If things carry on the way they are, I will be forced to get a part-time job, pay for childcare and give up home educating OR live a more frugal lifestyle. 

The average Part-Time wage in the UK is £112.20 per week, £486.20 per month, £5,834.40 per year. This is how much I need to save to continue living life the way my family and I want. 

I had to to go through absolutely every, takeaways, christmas, clothes, toilet roll, everything! I am completely shocked and ashamed to see just how much we spend on some things, (over £700 a year on tea & coffee!!). I have written a list of everything that can change, basically everything except rent, council tax, water & travelling. I am going to share this list with you, please no judging! I already feel bad enough as it is. 

Below is a table of everything I buy where I believe I can save money. I have included weekly spend, monthly spend and yearly spend along with what I aim to save per year and what I actually save per year. 

***** THE TABLE IS CURRENTLY NOT AVAILABLE TO VIEW ON MOBILE PHONES AND TABLES. I AM WORKING ON SORTING THIS ASAP *****